Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing or using BlockchainAnalysis.io ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these Terms, do not use our services. These Terms apply to all users of the Platform, including registered account holders, visitors, and anyone who accesses our services.

2. Description of Services

BlockchainAnalysis.io provides blockchain compliance intelligence services including: • Wallet Risk Screening — Automated risk assessment reports for blockchain addresses • Exchange Account Reports — Compliance analysis of exchange transaction history • Comprehensive Reports — Combined on-chain and exchange analysis • Fund Origin Analysis — Manual investigation of fund provenance • Transaction Monitoring — Ongoing compliance monitoring of wallets and transactions • AML Compliance Packages — Turnkey compliance frameworks and policy documents • Tax Compliance Modules — CEX tax appendix, DeFi tax module, and combined tax reports • Fireblocks Integration — Real-time pre-transaction screening for institutional custody

3. Account Registration

• You must provide accurate and complete information when creating an account • You are responsible for maintaining the security of your account credentials • One account per person or legal entity • You must be at least 18 years old to use our services • If registering on behalf of an organization, you represent that you are authorized to bind that organization to these Terms • You must promptly notify us of any unauthorized use of your account

4. Service Delivery

4.1 Automated Reports. Wallet screening, exchange account, and comprehensive reports are generated automatically and delivered within approximately 60 seconds. Results are based on data available at the time of screening and reflect the state of the blockchain and our entity database at that moment. 4.2 Manual Services. Fund Origin Analysis and compliance packages involve manual work by our team. Delivery timelines provided are estimates and may vary based on complexity and scope. We will communicate any significant delays. 4.3 Transaction Monitoring. Monitoring operates on a scheduled basis as defined in your service agreement. Real-time alerts are generated based on your configured rules and thresholds. 4.4 Data Accuracy. We use best-effort data from multiple sources including blockchain APIs, sanctions lists, and entity databases. While we strive for accuracy, we cannot guarantee 100% completeness or accuracy of all data points. Blockchain data is public and subject to interpretation.

5. Pricing & Payment

• Prices are listed in USD unless otherwise specified • Payment is required before service delivery for all automated reports • Manual services (Fund Origin Analysis, compliance packages) may require a deposit with the balance due upon delivery • Volume discounts apply per our published pricing schedule • We reserve the right to change prices with 30 days’ notice to active subscribers • Bundle credits are valid for 12 months from the date of purchase • All payments are processed securely through Stripe (credit cards) or via crypto payment (BTC/ETH/USDT)

6. Refund Policy

• Automated reports: No refunds once a report has been generated, as delivery is instant and the service has been fully rendered • Manual services: Refundable (minus reasonable costs incurred) if cancelled before work has commenced • Transaction monitoring: Monthly subscriptions can be cancelled at any time; no refund is provided for partial months • Bundle credits: Unused credits expire 12 months from the date of purchase and are non-refundable • Errors: If a report contains errors attributable to our platform (not data source limitations), we will regenerate the report at no additional cost

7. Limitations & Disclaimers

7.1 NOT LEGAL ADVICE. Our reports provide compliance intelligence and data analysis, not legal advice. The information in our reports should not be relied upon as a substitute for consultation with a qualified legal professional. Always seek appropriate legal counsel for regulatory decisions. 7.2 NOT FINANCIAL ADVICE. Our risk scores, analyses, and reports are informational in nature. We do not recommend, advise on, or endorse specific transactions, investments, or financial decisions. 7.3 RISK SCORES. Our risk scoring methodology is proprietary and regularly updated. Risk scores represent our assessment at the time of screening based on available data. Scores may change as new data becomes available or as our methodology is refined. 7.4 TAX MODULES. Tax reports provide structured data for use by qualified tax professionals. They do NOT constitute tax advice. Tax treatment of digital assets varies significantly by jurisdiction. Always consult a qualified tax professional for tax-related decisions. 7.5 NO WARRANTY. Our services are provided "as is" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Intellectual Property

• All reports, scoring methodologies, platform code, and analytical tools are our intellectual property or that of our licensors • Upon payment, you receive a non-exclusive, non-transferable license to use generated reports for your legitimate compliance purposes • You may share reports with regulators, banks, auditors, and legal counsel as needed for compliance purposes • You may NOT resell, redistribute, publicly publish, or white-label our reports without a separate written agreement • Our brand, logo, and trademarks may not be used without express written permission

9. Acceptable Use

You agree NOT to: • Use our services to facilitate money laundering, sanctions evasion, terrorist financing, or any illegal activity • Submit false or misleading information • Attempt to reverse-engineer, decompile, or derive our scoring algorithms or methodologies • Overwhelm our systems with excessive automated requests or conduct any form of denial-of-service attack • Share account credentials with unauthorized parties • Use our platform in any way that violates applicable laws or regulations • Scrape, harvest, or systematically download data from our platform without authorization

10. Confidentiality

We treat your screening requests, report results, and account activity as confidential business information. We will not disclose your activity, the contents of your reports, or the addresses you have screened to third parties except: • As required by applicable law or valid legal process • As described in our Privacy Policy • With your explicit consent This confidentiality obligation survives termination of your account.

11. Limitation of Liability

To the maximum extent permitted by applicable law: • Our total aggregate liability for any claims arising from or related to our services is limited to the amount you paid for the specific service giving rise to the claim • We are not liable for indirect, incidental, special, consequential, or punitive damages, including lost profits, lost data, or business interruption • We are not liable for decisions you make based on information in our reports • We are not liable for the actions or omissions of third-party data providers These limitations apply regardless of the theory of liability (contract, tort, strict liability, or otherwise).

12. Governing Law & Jurisdiction

These Terms of Service are governed by and construed in accordance with Swiss law, without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or our services shall be resolved exclusively in the courts of Lugano, Canton Ticino, Switzerland.

13. Termination

• You may close your account at any time by contacting us • We may suspend or terminate accounts that violate these Terms, with or without notice • Upon termination, your right to use the Platform ceases immediately • Regulatory record-keeping obligations survive termination — we will retain reports and records as required by applicable law (see our Privacy Policy for retention periods) • Sections relating to intellectual property, limitation of liability, confidentiality, and governing law survive termination

14. Changes to Terms

We may update these Terms of Service from time to time. When we make material changes, we will: • Update the "Last updated" date at the top of this page • Provide at least 30 days’ notice via email or platform notification before changes take effect Your continued use of the Platform after the effective date of updated Terms constitutes your acceptance of those changes. If you do not agree to the updated Terms, you should stop using the Platform and close your account.

15. Contact

If you have questions about these Terms of Service, contact us at: BlockchainAnalysis.io Headquartered in Switzerland Email: legal@blockchainanalysis.io